Job Details
A Financial Services Specialist is a professional who specializes in consulting and guidance on various financial products and services. Their responsibilities typically include:
1. **Client Consultation:** Meeting with clients to understand their financial needs, goals, and risk tolerance.
2. **Product Knowledge:** Staying informed about financial products such as savings accounts, loans, insurance policies, investments, and retirement plans.
3. **Financial Planning:** Developing personalized financial plans FOR FREE to help clients manage their finances, plan for retirement, or save for major expenses.
4. **Investment Advice(MUST BE SERIES 6 LICENSE):** Providing recommendations on investment opportunities, including stocks, bonds, mutual funds, and other securities.
5. **Compliance:** Ensuring that all financial advice and transactions comply with relevant laws and regulations.
6. **Market Analysis:** Keeping up-to-date with market trends and economic factors that could impact financial planning and investments.
7. **Customer Service:** Offering ongoing support and service to clients, addressing any questions or concerns they may have about their financial strategies.
8. **Sales:** Promoting and selling financial products and services to meet the needs of clients and achieve business objectives.
Financial Services Specialists often work in banks, insurance companies, investment firms, or as independent financial advisors. They may hold certifications such as CFT (Certified Field Trainer) or other relevant licenses depending on the services they offer.